Mortgage rates matter.
There's no question about that. A lower interest rate can reduce your monthly payment, while a higher rate can affect what you're comfortable spending on a home.
But if you're trying to decide whether now is the right time to buy, mortgage rates are only part of the picture.
Here are a few other questions worth considering.
Buying a home before you're financially or personally ready rarely leads to a good experience.
But there's another side to that.
Once many people make the decision to move, they're in...