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Posts from July 7th, 2026

Rachel Kirk Blog

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July
7

Mortgage rates matter.

There's no question about that. A lower interest rate can reduce your monthly payment, while a higher rate can affect what you're comfortable spending on a home.

But if you're trying to decide whether now is the right time to buy, mortgage rates are only part of the picture.

Here are a few other questions worth considering.

Are You Ready to Buy?

Buying a home before you're financially or personally ready rarely leads to a good experience.

But there's another side to that.

Once many people make the decision to move, they're in...

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July
7

If you're considering a move to Bend's west side, you've probably come across two names: Northwest Crossing and Talline.

While they're right next to each other, they offer very different experiences. Neither is inherently "better." The right choice depends on what you're looking for in a neighborhood and in your daily life.

Here are some of the biggest differences.

An Established Neighborhood vs. A New Beginning

Northwest Crossing is one of Bend's most established master planned communities. Mature trees, established landscaping, and years of thoughtful growth give it...

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July
7

One of the questions I hear from buyers is, "Why are homes in Northwest Crossing consistently in demand?"

There isn't one answer. Instead, there are several reasons that help explain why this neighborhood continues to attract buyers year after year.

Walkability
Northwest Crossing was designed so that many everyday destinations are within easy reach. Restaurants, coffee shops, parks, schools, and trails are woven into the neighborhood, making daily life more convenient and enjoyable.

A Mature Neighborhood
Trees have grown, landscaping has filled in, and the neighborhood feels established. That sense of permanence is difficult to recreate in a brand new development.

A Strong Identity
Buyers...

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